Quarter 4 is moving at warp speed. I feel like just yesterday I was celebrating the beginning of summer. Before the holidays come, let’s tie up any loose ends from 2021. Here are 5 things you can do to ensure a smooth transition into the holidays and new year.
Schedule Time Off
The holidays will be here in the blink of an eye. So if you have paid time off that has to be used this year, be sure to schedule your off days now. It is also a great time to go ahead and lock in holiday plans with family so that everyone is on the same page about who will be traveling & who will be hosting.
Declutter Your Phone
Most people I know have really crowded phones. We have apps we no longer use, a ton of screenshots that we’ll never go back to, and don’t even get me started on the pictures. To remedy this, I suggest decluttering your phone before the new year. This includes contacts, pictures, files, and apps you no longer use. If you need a quick way to clear out multiple contacts, there is an app called Contact Groups that will allow you to do this.
Make Your Appointments
If you’ve met your deductible and or out-of-pocket max for the year, your visits are covered through December 31st. To maximize this coverage, be sure to schedule any necessary appointments and procedures before the year ends. If you still have money in your HSA or FSA, be sure to make plans to use this as it usually does not roll over.
Check on Investment Accounts
If you haven’t done it in a while, now is a great time to check on your investment accounts. If you are maxing out a Roth IRA for the year or if you’ve switched jobs this year, be sure to give everything a once-over to ensure your accounts are doing what you want them to do.
Create Room for New Clothes & Toys
With Christmas right at 8 weeks away, now is the time to make room for new items. If you’re like me, I’m constantly rotating toys based on what Lennox is interested in. With clothes, it’s all about what fits well. Going through Lenny’s clothes and toys before Christmas will allow me to determine what’s actually being used versus what’s taking up space. From there, I’ll be able to sell, donate or store what isn’t currently being used. Doing this helps to ensure our home is not bursting at the seams with more than we’ll use or need.
I hope this post helps you feel a bit more prepared for close of the year. Please use the Comment section below to let me know if there’s anything else you would add to the list.
Thanks for reading,